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Introducing AfriChange’s USD Virtual Account: Receive USD Payments From Anywhere.

Getting paid in USD just got easier. With AfriChange’s new USD Virtual Account, you can receive payments from anywhere in the world. Perfect for freelancers, remote workers, expats, and businesses. Here’s everything you need to know to get started.

  • Africhange

Africhange

22 Aug 2025 • 4 min read
Introducing AfriChange’s USD Virtual Account: Receive USD Payments From Anywhere.

If you’ve ever struggled to receive USD payments from abroad, you know how frustrating it can be with delays, hidden fees, complicated bank account setups, or worse, rejected transfers. That’s why we’re so excited to introduce a brand-new feature on AfriChange: the Virtual USD Account.

With your AfriChange USD virtual account, you can now receive USD payments directly from anywhere in the world. No US residency required, no deposit fees, just a simple, safe, and reliable way to get paid in dollars, whether you’re a freelancer, remote worker, small business, or simply sending and receiving money from abroad.

Who Is the AfriChange USD Virtual Account For?

The beauty of the USD Virtual Account is that it works for different people. Whether you’re sending money, receiving it, or doing both, AfriChange makes it simple and stress-free.

  • Already sending money with AfriChange? Now you can also receive USD in the same app, no extra fees, no paperwork, no US address needed, just set up your USD virtual account.
  • Living or working abroad? Expats, freelancers, small business owners, or family back home, send money abroad, get paid by clients, and manage it all in one place with affordable FX rates.
  • Getting paid in USD? Remote workers, contractors, and creators can receive international payments without stress. Free deposits and no US residency. Just a direct and easy way to receive your earnings in dollars.

In other words, if your work, hustle, or family life involves USD, the AfriChange Virtual Account was built for you.

Why Create a USD Virtual Account?

Your new AfriChange USD account comes with everything you need to make receiving and managing payments stress-free, from anywhere in the world:

  • Seamless third-party transactions: Get paid safely by businesses, employers, and platforms like Fiverr, Upwork, Deel, or PayPal. Payments are verified quickly, and if any transaction can’t be processed, funds are returned to the sender as soon as possible.
  • Personal account protection: Your wallet is created just for you. This ensures your funds are always secure and that transactions remain safe. For your protection, your account shouldn’t be used for someone else’s transfers.
  • Smooth payment processing: Your account name must match exactly with the beneficiary details on the sender’s side. This keeps transfers seamless and avoids delays. Always double-check your account details before sharing them.
  • Supported payments, globally: You can receive payments from: Yourself (first-party transfers), Employers and payroll platforms, Businesses for contract or vendor work, Family members (with the same last name), International platforms like PayPal, Apple, and Amazon, and Wire transfers from anywhere in the world
  • Simple, transparent fees: Withdrawing funds from your USD Wallet to a USD bank account incurs a fee of 0.25% of the withdrawal amount. For example, withdrawing $100 comes with a fee of just $0.25.

How to Create Your AfriChange USD Virtual Account (Step-by-Step)

Setting up your USD account is simple. Here’s how to do it in four quick steps:

Step 1: Start the Process

On your homepage, scroll to the Do More with AfriChange section and tap 'Create a USD Wallet.' You’ll see a quick overview of the benefits. Click 'Create USD Wallet' to proceed.

A prompt will appear asking you to upload your ID. This is an extra verification step required by regulators to keep your account safe. Allow camera access when prompted and click 'Begin Verifying.'

Step 2: Upload Your Government ID

Select the country your ID is from, choose the ID type (passport, driver’s licence, etc.), and upload clear photos of both the front and back. Once submitted, your ID will be processed.

Step 3: Take a Selfie

You’ll be asked to take a quick selfie for confirmation. Click 'Get Started' and follow the instructions. The verification process may take up to 24 hours.

Step 4: Wallet Created

Once your ID is verified, refresh your homepage. Your USD Wallet is now active!

From there, you can click on the wallet to view all the accounts linked to your profile.

Best Practices for Using Your USD Virtual Account

To make the most of your AfriChange USD virtual account:

  • Always double-check your account details before sharing them.
  • Make sure your name matches exactly with the sender’s beneficiary information.
  • Use your wallet only for your transactions and not on behalf of others.
  • If a payment fails, don’t panic. The funds will be returned to the sender.

Wrapping Up…

Money shouldn’t be complicated. With AfriChange, your USD now has a home that’s designed for you. Open your USD virtual account in minutes, receive payments from anywhere, and enjoy competitive exchange rates with the peace of mind that your funds are secure.

Open your AfriChange USD virtual account today and start receiving dollars from anywhere in the world.

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