How to Send Money Abroad From the UK Using Your Debit Card on AfriChange

Africhange

18 Jun 2025 • 3 min read

Sending money internationally just got a major upgrade for UK users on AfriChange. With the new Pay with Card feature, you can now send money abroad directly from your UK debit card.

Whether you're sending funds to family, supporting a business, or making international payments for any reason, this feature still gives you the same results when sending money abroad with AfriChange.

In this post, we’ll walk you through how to use this new feature on AfriChange, outline applicable transaction limits, and share tips to ensure a smooth experience. If you’re looking for how to send money from the UK with your debit card, we’ve got you.

AfriChange’s Pay with Card feature allows users in the UK fund their international transfers using their bank-issued debit cards directly within the app. Instead of initiating a traditional bank transfer, you can complete your transaction in a few taps, with funds securely deducted from your card and sent to your recipient abroad.

Step-by-Step: How to Send Money Internationally From the UK With Your Debit Card

Follow these simple steps to complete your transfer securely using your UK debit card on AfriChange:

Step 1: Start Your Transfer

Download the AfriChange app here or log in to your account via the web or the app.
Tap the 'Send Money' button on your AfriChange app or web homepage.
Choose your destination country (where you’re sending the money, for example, Nigeria).
Enter the amount you want to send in GBP (the receiving currency equivalent will be auto-calculated based on the FX rates).
Choose your Purpose of Payment (e.g. family support, education, business).
Select ‘Pay with Card’ as your payment method.
Click ‘Continue’ to proceed.

Step 2: Add or Select Recipient & Confirm Transfer Details

Choose an existing recipient or click to add a new recipient.
For new recipients, input their correct information and tap ‘Add Recipient’.
Tap ‘Continue’ to proceed.
Carefully review your transfer summary, including amount, currency, and recipient details.
Click ‘Confirm’ once everything looks good.
Agree to the Terms and Conditions for secure fraud protection to proceed.

Step 3: Enter Your Card Details & Complete Transfer

You’ll be redirected to a secure page to enter your debit card details.
Confirm the payment and authorise the transaction.
Tap ‘Continue to merchant’ to finalise the transfer.
That’s it! Your transfer will be successfully sent to your recipient.

Card Payment Limits When Sending Money From the UK.

To maintain security, AfriChange has implemented specific limits for card payments. Here's what to know:

Transaction Limits.

First-time card payment: Limited to £250.
After your first successful transaction, the limits increase to £1,000 per transaction.

Frequency Limits.

First transaction: Up to £1,000
Daily: Up to £1,000 per transaction / per day
Weekly: Up to £5,000
Monthly: Up to £10,000

Things to Know Before You Send With Your Debit Card

This feature supports UK debit cards on AfriChange only at the moment.
Ensure your card is enabled for international and online payments.
Always double-check the recipient’s country and details before confirming.

Wrapping Up…

Whether you’re sending to Ghana, Kenya, Nigeria, or any other supported country, you can now fund your transfer with just your UK debit card and get peace of mind with fast, transparent processing.

This isn’t a replacement for our existing payment methods. It’s an additional option, built to make things simpler for our UK users.

Ready to try it? Update your AfriChange mobile app and send with your debit card today!